Merchant Cash Advance

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$10,000 - 10,000,000

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SIMPLE APPLICATION

Complete our quick 20-second online application, and we’ll match you with offers in just minutes!

SIMPLE, INSTANT ​FUNDING

With our Fintech Speed, you can breeze through underwriting in just a few hours—and get same-day funding!

LARGER AMOUNTS

Get matched with the best financing options and secure the highest funding amounts available!

FLEXIBLE FUNDING

We provide extended lines of credit, with amounts up to $5,000,000, designed to meet your unique needs and give you the flexibility you deserve.

Fuel Your Business Growth with a Merchant Cash Advance from NexGen Lending

Running a business requires constant cash flow to cover expenses, seize opportunities, and stay ahead of the competition. But what happens when you need quick access to capital without the hassle of traditional loans? At NexGen Lending, we offer Merchant Cash Advances (MCAs), a flexible and fast financing solution designed to meet the unique needs of your business.

What is a Merchant Cash Advance?

A Merchant Cash Advance is not a traditional loan—it’s an upfront lump sum of cash provided in exchange for a percentage of your future credit card sales or daily revenue. This innovative financing option is perfect for businesses that need immediate funds and prefer a repayment structure that aligns with their cash flow.

Why Choose NexGen Lending for Your Merchant Cash Advance?

When time is of the essence, NexGen Lending delivers. With a streamlined application process, you can receive funding in as little as 24 to 48 hours. No lengthy paperwork, no waiting weeks for approval—just fast, reliable funding when you need it most.

Unlike traditional loans, a Merchant Cash Advance doesn’t require collateral. Your business’s future sales serve as the basis for repayment, making it a low-risk option for business owners.

Repayments are based on a percentage of your daily credit card sales or revenue. This means your payments fluctuate with your business’s performance—when sales are high, you pay more; when sales are low, you pay less. This flexibility ensures that repayments are manageable and won’t strain your cash flow.

Even if your credit score isn’t perfect, you can still qualify for a Merchant Cash Advance. At NexGen Lending, we focus on your business’s revenue and potential rather than your credit history.

Whether you need to cover payroll, purchase inventory, upgrade equipment, launch a marketing campaign, or handle unexpected expenses, a Merchant Cash Advance gives you the freedom to use the funds however your business requires.

At NexGen Lending, we believe in transparency. We’ll explain all the terms, fees, and repayment details upfront, so there are no surprises. Our goal is to provide you with a straightforward and hassle-free experience.

Complete our easy 20-second application, get matched with options in minutes, and receive funding in just hours!

Get an Advance for Your Business in Just 3 Simple Steps!

1. Apply

Share your basic information and receive approval within 1-24 hours!

2. Review

Analyze your approved options & terms, select the best funding solution for your business!

3. Receive

Get an automatic deposit or funds transfer in as little as 5 hours!

Still have Questions about our Financial Solutions?

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