SIMPLE APPLICATION

Complete our quick 20-second online application, and we’ll match you with offers in just minutes!

SIMPLE, INSTANT ​FUNDING

With our Fintech Speed, you can breeze through underwriting in just a few hours—and get same-day funding!

LARGER AMOUNTS

Get matched with the best financing options and secure the highest funding amounts available!

FLEXIBLE FUNDING

We provide extended lines of credit, with amounts up to $5,000,000, designed to meet your unique needs and give you the flexibility you deserve.

Boost Your Cash Flow with Factoring Loans from NexGen Lending

Is your business struggling with cash flow due to unpaid invoices? Do you need immediate working capital to cover expenses, pay employees, or invest in growth opportunities? At NexGen Lending, we offer factoring loans, a powerful financial tool designed to help businesses like yours unlock the value of your outstanding invoices and keep operations running smoothly.

A factoring loan, also known as invoice factoring, is a financing solution where you sell your unpaid invoices to a lender (like NexGen Lending) at a discount. In return, you receive an immediate cash advance, typically 70% to 90% of the invoice value. Once your customer pays the invoice, you receive the remaining balance, minus a small fee. This allows you to access funds quickly without waiting for your customers to pay.

Don’t let unpaid invoices slow down your business. With factoring loans from NexGen Lending, you can turn your outstanding invoices into immediate cash and keep your operations running smoothly. Visit our website or contact us today to learn more about how we can help you achieve your goals.

Why Choose NexGen Lending for Factoring Loans?

Waiting 30, 60, or even 90 days for customers to pay their invoices can strain your cash flow. With NexGen Lending, you can turn your unpaid invoices into cash within 24 to 48 hours, giving you the working capital you need to keep your business moving forward.

Factoring loans are not traditional loans—they are a sale of your invoices. This means you’re not taking on additional debt, which can help improve your balance sheet and financial health.

Whether you have a few large invoices or many smaller ones, NexGen Lending offers flexible factoring solutions tailored to your business’s needs. You can choose which invoices to factor and how often, giving you complete control over your cash flow.

Unlike traditional loans, factoring loans don’t require collateral. Your invoices serve as the basis for financing, making it an accessible option for businesses without significant assets.

Factoring loans are primarily based on the creditworthiness of your customers, not your business. This makes it an ideal solution for startups, small businesses, or companies with less-than-perfect credit.

At NexGen Lending, we believe in transparency. We’ll clearly explain our fees and terms upfront, so you know exactly what to expect. Our competitive rates ensure you get the most value from your invoices.

Complete our easy 20-second application, get matched with options in minutes, and receive funding in just hours!

Get a Loan for Your Business in Just 3 simple steps

1. Apply

Share your basic information and receive approval within 1-24 hours!

2. Review

Analyze your approved options & terms, select the best funding solution for your business!

3. Receive

Get an automatic deposit or funds transfer in as little as 5 hours!

Still have Questions about our Financial Solutions?

Share Your Details, and We'll Reach Out to Schedule a Conversation!

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